Business Funding & Leasing Services

Whether you are growing your business or investing in your future, you will need to have the ability to borrow money at the lowest possible costs in order to maximise the use of capital and achieve your financial objectives. In fact, being able to borrow money is so important in the success of any business, that it is one of the five pillars in our Financial and Wealth Creation Plan.

Contact our specialist team on 9929 0822 or email info@archwealth.com.au.

Maximise the Use of Capital and Reduce Interest Rates

When you go to the bank, they will present you with loan options that are best for them. We do things a little differently. We actually provide YOU with the most cost-efficient business funding options that are best suited for YOUR business. We show you how to set up the right business structure and use the profits from your business to create a well documented financial plan that will enable you to invest in your business by borrowing funds at the best rates with the least tax impact. For example, did you know that using your residential property as security for a business loan is less expensive than using commercial property as security?

Among the different commercial lending services, we offer business finance, asset/ hire purchase, lines of credit, chattel mortgages and equipment leasing to name a few. With our years of experience and expertise in the financial industry, you can count on our top-quality services and reasonable fees to meet your budget.

We work closely with entrepreneurs, as well as small and medium-sized business owners throughout Sydney. Our exceptional local team is composed of highly trained, certified and experienced financial experts that take pride in delivering a range of financial products designed to help our clients reach their financial goals.

Business Finance

Do you have plans of starting a new business or thinking of refinancing? Are you looking to purchase a commercial property to set up or expand your current business? No matter what your needs are, we have a proven track record of setting up our clients on the right financial flight path that has allowed them to reach their desired goals. Our team conducts all of the necessary research in order to present you with a customised range of financial products and services that are best suited to your particular needs. From the completion of your application form and submission of documents to the approval of your funding, we provide all the support you need and are always available for enquiries about your finances or anything else you may need assistance with.

Asset/Hire Purchase

When you are looking to finance equipment, motor vehicles or other items for your business, an asset or hire purchase is one of the options we may consider for you. Our clients like the assurance of having fixed repayment fees for the entire duration of the contract, including an option to purchase the asset after the term that a hire purchase allows. Thus, hire purchase offers exceptional flexibility as you select the term that suits your needs, such as a fixed payment or final lump sum.

Lines of Credit

Many businesses need help with cash flow management due to seasonal credit needs and other business fluctuations. This is especially a concern among start-ups and small businesses that are still at the initial phases of development, particularly when they are working hard to maintain a steady, positive cash flow. When there is insufficient capital, it is likely that a serious cash flow issue will arise. In fact, this type of problem has often caused several businesses to shut down – even if they appear to be generating income on paper. A business line of credit allows you to meet your obligations and investment needs, such as purchasing inventory despite fluctuations in your cash flow.

Chattel Mortgages

When you need to acquire vehicles and other types of equipment, chattel mortgages, for example, can be an excellent business funding solution. They are a flexible loan option that allows you to extend the duration, opt for a balloon payment or choose fixed payments for the duration of the mortgage. This is one of the many options that we may recommend based on your business and financial objectives.

Equipment Leasing

With technology changing so rapidly, equipment like computers and general office equipment can become obsolete very quickly, becoming a hindrance to your organisation. Equipment leasing gives businesses the flexibility to attain a competitive advantage by replacing outdated machinery and equipment. Thus, ensuring that you have access to leading technology with the ability to upgrade equipment when the need arises.

Our business loans and asset finance solutions are tailor-made for you and your business situation. Talk to us to find out how we can help you build, grow and do business better.